Case
Buyproxy, building, ~€5M, and the choice to stop
A fintech I built from zero, with a payment institution licence from De Nederlandsche Bank, patented IP, and close to €5M in loans, grants and subsidies. Filed voluntary bankruptcy in 2024 to protect creditors when the political window closed.
The full case is in preparation. Below is the headline, ask on the first call if you want the full story.
What was built
A regulated fintech for social payments. PI licence. Patented IP. A working POC with around 1,000 users, charity funds, municipalities, and 100 retailers. Loans, grants, and subsidies stacked into one architecture.
Why I stopped
The political window needed to make the structure work closed. The choice: keep going on creditors' money hoping it would turn, or pull the plug myself before burning more of their money. I chose the second.
What this case proves
- Stacking loans, grants and subsidies is executable, if you design it, not if you shop it together.
- Voluntary bankruptcy is sometimes the right call. Not the comfortable one. The right one.
- What you do under pressure counts more than what you claim.
Questions about how I work under pressure?
That's exactly what the first call is for.
Book a 30-minute call+31 6 14699752 · [email protected]